Personal finance · Savings groups · Practice investing

Money for everyday life

Track every cedi, save with your group, and learn to invest by playing. One place for cash, mobile money and bank accounts.

Android app coming soon

  • No ads
  • We never sell your data
  • Sign in without a password

Track cash, MoMo and bank

Budget with clear limits

Save together in groups

Practise investing safely

The app

A home for your money

Your money lives in many places. Souplify brings it into one record you can trust.

Accounts and budgets

Track cash, mobile money, cards and bank accounts. Set a budget and see where your spending goes.

Bank alert import

Connect your email or forward bank and MoMo alerts. Check each transaction before it joins your records.

Savings groups, with a say

Follow every contribution and vote on loan requests. “Waiting for you” shows when your vote is needed.

Peer lending in groups

Keep member loans, due dates and repayments in one shared record that everyone involved can see.

Market Week

Practise investing with virtual cedis. Compare broker choices on equal terms, with no real trades or promised returns.

Souplify Town games

Run a chop bar, collect trotro fares or keep a susu circle going. Learn by making everyday choices.

Loan vote sheet for Kofi's request in Family Savings Circle
Souplify Town setup with the consent switch on, nickname Ama and a character picker

Savings groups

Save together. Decide together.

Susu groups, family funds and workplace circles run on trust. Souplify gives every member the same record.

  • Every contribution recorded. See who paid, how much and when.
  • Every loan voted on. Members approve or decline requests, and the result is clear.
  • Every repayment visible. Balances and due dates stay in one place.

Getting started

Three steps to a clearer month

  1. 1

    Sign in with a code

    Enter your email and type the code we send. There is no password to forget.

  2. 2

    Add your accounts

    Add cash, MoMo and bank accounts in the currency you use.

  3. 3

    Bring your group

    Create a savings group or join one, then record contributions as they happen.

Souplify Town

Play in your browser

A town full of small money decisions. No download and no sign-up. The games use practice money, never your savings.

  • Chop Bar Rush
  • Trotro Mate
  • Susu Circle
  • Month in Accra
  • Loan Council
  • Market Week
  • Alert Rush
Enter Souplify Town

Your data

Your records stay yours

We built Souplify to Ghana’s Data Protection Act, 2012 (Act 843).

No ads, no selling

We do not sell your information or use advertising trackers.

We never move money

Souplify keeps records. It does not connect to your bank or hold your funds.

Read-only email import

Optional, and limited to bank and MoMo alerts. Disconnect any time.

Delete when you like

Ask us to delete your account at any time, even without the app.

Questions

Good to know

Is Souplify a bank?

No. Souplify is a record-keeping app. It does not hold your money, move money between accounts or connect to your bank.

Is the money in Souplify Town real?

No. The games use virtual cedis. Nothing you win or lose in the town is real money, and Market Week places no real trades.

When can I get the app?

The Android app is coming soon. Until then you can play Souplify Town in any modern browser.

How do savings group loans work?

A member asks for a loan from the group. Other members vote, and the group’s record shows the result, the repayments and the balance.

Who runs Souplify?

Souplify is made by Tech At Scale Ltd in Accra, Ghana. Write to info@souplify.com.

Make room for your plans.

Everyday records in the app. Everyday practice around town.

Play Souplify Town